What is PLUZ Protección?
PLUZ Protección is a new insurance product that MAPFRE Peru Vida makes exclusively available to customers
of Luz del Sur, to provide them with security, assistance and special promotions.
Mapfre Peru Vida is a solid Insurance Company that belongs to the insurer with greater presence in Latin
America.
Who can be insured?
Any individual from 18 up to 65 years old that wishes to do so (supply holders or not) and that who pay the
insurance through Luz del Sur’s bills. With the sole subscription of the holder, his/her spouse will
automatically be insured as well.
Against what risks are we insured?
PLUZ Protección protects the policyholder and his/her spouse, up to 70 years old, against risks of accidental death
or accidental permanent total disability, 24 hours a day and anywhere in the world.
What coverage does it grant?
PLUZ Protección ensures the beneficiaries the following coverage:
- Payment of electricity bills: Monthly proceeds in dollars for 5 years, depending on the selected rate
plan, to cover electricity consumption.
- Renta Pluz: Monthly proceeds in dollars for 2 years, depending on the selected rate plan, to be used
as deemed convenient.
- Burial expenses of policyholder
And in case the policyholder and his/her spouse die in a same accident and minor children survive, the beneficiary
will receive:
- Payment of electricity bills: Monthly proceeds in dollars for 5 years, depending on the selected rate
plan, to cover electricity consumption.
- Renta PLUZ: Monthly proceeds in dollars for 4 years, depending on the selected rate plan, to satisfy
their basic needs.
- Education proceeds: Up to 12 months to cover school studies of the policyholder’s minor children.
Additionally, the following items will be covered:
- Burial expenses of both insured individuals.
- Repatriation expenses, in case the accident occurred abroad.
PLUZ Protección is like cash
The guaranteed incomes will be deposited monthly through the VISA
Electron PLUS card that will be delivered to each one of the beneficiaries. They will also count with a broad
network of ATM’s.
PLUZ Protección is much more!
Yes, because it also provides:
Assistance in electrical emergencies:
In case of power cuts in your house, produced by a failure or damage of internal electrical installations, you will
have a 24 x 7 emergency repair service available provided by Perú Asistencia, a company of the MAPFRE group.
Special Promotions:
Every customer that is affiliated will participate in quarterly promotions of free electricity for either a month or
a year, up to the amount of the selected rate plan.
How can I affiliate to PLUZ Protección insurance?
Paying the cost of the insurance with your electricity bill, and with no additional cost, your spouse will also be insured.
For further information call 710-0025
PLUZ Protección: Coverage and Benefits
| Types of Plan |
| Maximum Overall Benefits up to |
|
INSURED
AMOUNTS |
| A |
B |
C |
| US$ 30,000 |
US$ 15,000 |
US$ 7,500 |
|
|
|
|
|
|
|
| Policyholder
|
|
|
|
|
| Accident Proceeds to pay
electricity bills |
|
|
|
|
| Death or permanent total disability up: |
US$3,900.00 |
US$1,950.00 |
US$975.00 |
5 years |
| Burial expenses due to accidental death (PLUZ) |
|
|
|
|
| Death or permanent total disability up |
US$6,720.00 |
US$3,360.00 |
US$1,680.00 |
2 years |
| Burial expenses due to accidental death
up to |
US$1,000.00 |
US$500.00 |
US$250.00 |
- |
| Spouse: |
|
|
|
|
| Accident Proceeds to pay electricity
bills |
|
|
|
|
| Death or permanent total disability up to |
US$1,800.00
|
US$900.00 |
US$450.00 |
5 years |
| Accident Proceeds (PLUZ) |
|
|
|
|
| Death or permanent total disability up to |
US$1,920.00 |
US$960.00 |
US$480.00 |
2 years |
| Sudden Loss of Both Parents |
(in case the policyholder and the spouse die in the same accident) |
| Accident Proceeds to pay electricity bills |
|
|
|
|
| Death or permanent total disability up to |
US$3,900.00 |
US$1,950.00 |
US$975,00 |
5 years |
| Accident Proceeds (PLUZ) |
|
|
|
|
| Death or permanent total disability up to |
US$13,440.00 |
US$6,720.00 |
US$3,360.00 |
4 years |
| Burial expenses due to accidental death
, both parents |
US$2,000.00 |
US$1,000.00 |
US$500.00 |
- |
| Repatriation of mortal remains
, both parents |
US$4,660.00 |
US$2,330.00 |
US$1,165.00 |
- |
| Education proceeds,
max. 5 children |
US$6,000.00 |
US$3,000.00 |
US$1,500.00 |
1 year |
| Electric emergencies: |
Up to 1 monthly service per insured house supply |
|
|
|
|
|
| Monthly cost of plan |
US$2.5 |
US$1.5 |
US$1.00 |
|
PLUZ Protección will be paid jointly with the monthly electricity bill, and Mapfre Perú Vida, as appropriate
will issue the respective payment receipt.
- Body and mental illnesses or medical or surgical treatments that are not accidental.
- Suicide or homicide of an insurance beneficiary.
- Accidents suffered in situations of derangement or under the effects of alcohol or drugs, as well as due to food
or beverage intoxication.
- The risk of aviation, except when the insured is a passenger in an aircraft authorized for commercial public
transportation.
- As a consequence of international or civil war acts (declared or not), disturbances, vandalism or terrorism.
- Accidents that occur practicing notoriously hazardous sports or activities.
- Accidents that occur practicing high risk activities, such as working in mines, handling of explosives, pylons;
pilots and flight attendants, members of the Armed and Police Forces (including private security guards) in duty.
- Accidents deriving from rash imprudence acts, as well as the ones derived from criminal acts or infringement of
laws and/or regulations, or if taking part in quarrels that are not in legitimate self-defense.
- As a consequence of pollution due to radioactivity or phenomena of nature.
|
